If you’re in search of a health plan that covers prescription drugs, dental care, extended health care, or a combination of all three, Finance Wyse offers a range of plans with varying levels of protection. This ensures you only pay for the coverage that truly suits your needs. Are you 65 or older?
Understanding that your health priorities may be unique, Finance Wyse customizes coverage in specific areas to better address your individual healthcare requirements.
Our individual health insurance plans provide simple, affordable coverage for you and your family, reducing the burden of paying routine and unexpected health-related expenses out of your own pocket. Gain confidence in your healthcare coverage with Us
Here’s a summary of the key benefits and coverage details:
Specific Healthcare Services:
Dental and Hearing Benefits:
Extended Health Care benefits are payable after Government Health Insurance Plan maximums have been reached.
Travel Coverage:
Accidental Death & Dismemberment (Basic):
Survivor Benefit: Coverage continues for 1 year following the death of an adult policyholder.
Definitions:
| Prescription Drugs Coverage | Percentage Paid | Maximum Benefit per Anniversary Year |
|---|---|---|
| Name brand or generic drugs, including birth control and fertility drugs | Up to 90% on your first $2,222 of eligible prescription costs | $2,000 |
| Name brand or generic drugs, including birth control and fertility drugs | 100% on your next $8,000 of eligible prescription costs | $8,000 |
| Total benefits payable per person per anniversary year | $10,000 | |
| Exclusions: Smoking cessation drugs, erectile dysfunction drugs, over-the-counter drugs, and drugs not requiring a prescription |
Certainly, here’s the information in a table format:
| Dental Coverage | Percentage Paid | Maximum (per anniversary year) |
|---|---|---|
| First $500 of eligible services | 100% | $500 |
| Next $700 of eligible services | 60% | $420 |
| Total benefits payable per person per anniversary year | $920 |
The following dental services have combined maximums:
| Dental Services | Anniversary Year 1 | Anniversary Year 2 | Anniversary Year 3 & Beyond |
|---|---|---|---|
| Oral Surgery | 60% | 60% | 80% |
| Periodontics | 60% | 60% | 80% |
| Endodontics (Root Canal) | 60% | 60% | 80% |
| Orthodontics | 0% | 0% | 60% |
| Crowns, Bridges | 0% | 0% | 60% |
| Dentures | 0% | 0% | 60% |
Please note that coverages are designed to coincide with your current provincial Dental Association Fee Guide for General Practitioners, and the Flexcare ComboPlus Dental coverage will be adjusted to match any increases in the fee guide.
Certainly, here’s the information:
Vision Coverage:
Prescription Lenses, Frames, Contact Lenses, and Laser Eye Surgery: Up to $250 maximum per person per 2 consecutive benefit years to cover the costs of these vision-related expenses.
Optometrist Fees: Up to $50 maximum per person per 2 consecutive benefit years for optometrist fees (payable only after Government Health Insurance Plan maximum has been reached, if applicable).
Preferred Vision Services (PVS):
PVS allows you to enjoy discounts available through a specific network of providers and retailers. You can save up to 20% on eyewear purchases made at participating optical retailers, which includes lenses, frames, and contact lenses, depending on where you shop.
PVS discounts are also available for laser eye surgery.
The complete listing of participating retailers and practitioners across Canada is easily accessible online or over the phone.
